Today, as competition in lending grows, mortgage lenders need to rely on reliable technology ecosystems to achieve greater scale, work more efficiently and stay ready for the future. At ICE, we aim to do more than just upgrade—we are changing modern lending and making the entire homebuying experience smoother.
The advanced capabilities of Encompass® make it possible for our platform to provide a smooth, clever and unified service—starting with lead management, precise underwriting, efficient, compliant closings and finishing with effective secondary market delivery. The Encompass® program is designed to boost all your lending channels— such as retail, consumer direct, HELOC, wholesale, and correspondent—by using an all-inclusive, automated and cloud-based solution.
Using advanced Encompass® integration, lenders have the ability to bring their tech systems together and reduce the number of separate operations. Research from MarketWise Advisors shows that using Encompass® software can result in around $3,750 less in origination costs per loan than the industry standard, proving that the platform’s innovation works.
What’s New in Encompass® 25.1: Streamlined Loan Processing and Address Validation via USPS
Encompass® 25.1 offers an innovative update meant to increase accuracy and efficiency in the mortgage process. Leading the way is the USPS address validation integration through Encompass® Partner Connect, ensuring both the Encompass® desktop and web platforms benefit from improved technology and accuracy. Through this upgrade, ICE Mortgage Technology aims to help lenders overcome challenges by providing them with better ways to move the entire loan process forward smoothly.
USPS Address Validation Across Platforms
Now, the ability to verify addresses instantly is built directly into the Encompass® software, so lenders can process information effectively and rapidly. People using either desktop software or web applications get a similar experience with this feature.
Enhanced Data Quality Through Standardized Formatting
Every property address is now formatted to meet USPS requirements using the new Encompass® integration. This prevents the loss or splitting of data, lowers the number of file corrections and lets loans move through without being delayed by the necessary paperwork.
Operational Efficiency Through Automated Address Checks
Many errors in addresses often happen when they are entered by hand. By automating USPS validation in Encompass®, lenders now spend less time on each file and feel more confident about posted information.
A Smoother Experience for Borrowers and Faster Closings
By verifying documents quickly at the start of the loan process, this update improves later procedures. The result? You can achieve quicker closings, fewer problems during underwriting and a better borrower experience—all from the convenience of Encompass® software.
Transforming Document Management with Encompass® Software and Mortgage Analyzer Updates
An update in the Encompass® software systems launched a smarter system for tracking documents close to expiry which is now available in both ICE Mortgage Analyzer and Encompass® Underwriting Center. It allows for better compliance and efficiency, while still working smoothly with your current loan processes.
Automated Expiration Alerts for Underwriting Precision
Being part of the Encompass® program, this new feature prompts alerting underwriters when borrower documents are close to expiration to reduce risks of non-compliance. Automating this process helps lenders be certain about figures and use the same documentation every time.
Strengthening Compliance with Real-Time Monitoring
With the use of powerful Encompass® integration, the tool keeps an eye on the expiration of every document at all times. Doing this helps prevent mistakes while ensuring institutions comply with fast-changing guidelines set by investors.
Elevated Data Accuracy and Loan Quality
Better monitoring by lenders allows them to assure that every application is handled correctly. By having a higher level of verification accuracy, less transactions are refunded and a better file quality is guaranteed, allowing work to go faster and smoother—providing stable Encompass® pricing well into the future.
Seamless Workflow Integration for Underwriters
All the expiration tracking features right inside the Encompass® software make sure underwriters understand demand without extra effort. Updates and messages are made available live, so teams can make quick, informed choices within the scope of investor timings and service guarantees.
Encompass® Program: Workflow Optimization and Operational Control
ICE Mortgage Technology keeps updating the Encompass® platform by adding workflow automation and admin tools meant to boost collaboration, clearer information sharing and higher productivity during the entire loan cycle. New features in Encompass demonstrate that the company is aimed at smarter actions and improved ROI as a result of advances in its software.
Unified Task Management via Global Task Pipeline in Encompass® Software
What it does: For the first time, lenders can examine and interact with the Global Task Pipeline from their Encompass® software—this feature was restricted to the web experience in the past. With this, users are able to control and carry out tasks on different loans all from one convenient page.
Why it matters: This progress in the Encompass program makes it easier to work across systems, supports lending teams in maintaining their work and enhances cross-platform use—a key benefit when working in hybrid environments.
Granular Workflow Permissions and Enhanced Encompass® Integration
What it does: This update provides advanced permission options so administrators can better manage and prioritize tasks by either property location or other specific attributes—offering better accuracy and security among team members.
Why it matters: The improved Encompass integration enables companies to smoothly handle responsibilities and limit risks by managing who accesses systems and data with accuracy and only what is necessary.
Strategic Efficiency and ROI: Supporting Better Encompass® Pricing Outcomes
What it does: With improved management of tasks and rights assigned within Encompass, lenders can decrease loan cycle time, make team members more responsible and avoid expensive delays in the process which helps reduce the total origination costs.
Why it matters: better process monitoring and automation boost the competitiveness of Encompass pricing by efficiently sharing resources and increasing the return on each Encompass program.
Adherence to Compliance: iLAD and Updated Connecticut Loan Limits
iLAD Export Enhanced to MISMO 2.1 Standards
The Encompass program’s latest change allows users to export iLAD files that follow MISMO 2.1 guidelines, making AUS communication more efficient.
What it does: In Encompass software, this update normally keeps data exchange uniform and cuts down on having to handle things manually when agreeing on a loan. It’s an important part of the platform moving forward with compliance tools.
Why it matters: With MISMO 2.1 integration, Encompass helps lenders meet compliance, lower repurchase risks from investors and enhance the accuracy of their loan data.
Tip: To speed up these processes, consider to hire Encompass developer who will customize these workflows to fit your company.
Connecticut Loan Limits Automatically Updated
With the 25.1 release of the Encompass program, FHA and conventional loan limits for Connecticut counties are now included in the system.
What it does: With this system, loan officers always get the proper figures in real time and do not need separate support to check FHA/GSE requirements.
Why it matters: Setting proper thresholds increases the accuracy of your HMDA submission and ensures a smoother way to originate loans. Because of these changes, Encompass software makes it easier for lenders to avoid mistakes that may hold up their work or make it challenging to sell a loan.
Encompass pricing allows mid-size lenders to use advanced compliance automation, thanks to its flexibility.
Unlocking Lead Generation with Encompass® Integration and Surefire CRM
Now that borrower profiles and loan information are all available within the Encompass program, the enhanced Encompass integration with Surefire℠ CRM—and ICE’s purchase of Black Knight—allows lenders to personalize marketing campaigns based on timely updates.
What it does: By integrating Encompass software with Surefire CRM, originators have the ability to group their audiences, watch their interaction closely and automate their nurturing processes more easily.
Why it matters: Smart targeting and better intelligence about borrowers lets lenders raise their lead quality, improve conversions and keep customers for longer.
Tip: Many lenders who wish to maximize their ROI and add custom triggers consider hiring Encompass developers to configure this integration to match their tech environment and business needs.
With a variety of Encompass pricing tiers, lenders of all sizes can benefit from better CRM integration without worries about performance or scalability.
Boosting Efficiency with the Mortgage Insurance Center, Encompass® Pricing & ICE PPE Enhancements
Through the most recent Encompass integration, lenders can now order and handle all their Mortgage Insurance needs within the software. As part of what’s new in Encompass 25.1, the launch of ICE Sales & Marketing / PPE is accompanied by new features enhancing the pricing of loans.
Streamlined Mortgage Insurance Processing Within Encompass
What it does: Lenders are able to request, monitor and handle mortgage insurance tasks entirely online which saves them from having to carry out tasks manually.
Why it matters: Thanks to this digital solution, lenders can act faster and borrowers have better experiences with transparent insurance handling.
Real-Time Loan Pricing Intelligence with ICE PPE
What it does: Now, rate and eligibility checks are carried out more quickly and are always accurate through enhancement of ICE PPE modules that work directly with Encompass pricing.
Why it matters: It allows lending teams to compete in the market, obey guidelines and respond quickly, using the secure Encompass program.
Empower Your Lending Workflow: Hire Encompass® Developer Experts
The increasing development and improved connectivity in Encompass software have led to many organizations considering to hire Encompass developers expert in Envelopes. They use their technical knowledge to fit the Encompass program to your specific company’s needs, helping you stay efficient and ahead of others.
What they do:
- Create more advanced Encompass interaction with 3rd-party tools, CRM systems and data partners.
- Design scripts that lessen the amount of manual data work in your Lending Origination System (LOS).
- Keep your business running smoothly by making sure your configurations match the latest changes in compliance and regulations.
Why it matters:
Seeking to hire Encompass developer helps lenders save on expenses, respond quickly to change and be ready for upcoming changes in the mortgage technology field.
Final Thought
Since the mortgage industry must handle changing demands from markets and customers, staying in front requires using smarter and more scalable technology. As more borrowers desire mortgage services, new regulations are implemented and economic trends continue to change, lenders need to implement technologies that help with compliance while also making their business more efficient and successful. The latest changes in the Encompass program reflect ICE Mortgage Technology’s efforts to always produce new solutions that suit today’s mortgage industry.
With the integration of Surefire CRM and ICE Mortgage Analyzer using Encompass, along with smart automated underwriting, updated country loan limits and improved document management tools, What’s new in Encompass 25.1 allows lenders to manage their processes smoothly from start to finish.
Similar importance is given to updates in Encompass pricing logic and ICE PPE for products, making sure that lenders remain adaptable and able to meet new market demands as they happen. They are not only upgrades; they are key abilities lenders need to succeed in the growing digital age.
If you are improving your task pipelines, make sure you follow regulations or to hire Encompass developer to build special workflows and improve APIs, The Encompass software platform provides you with the necessary foundation for change. Currently, making these improvements is necessary if companies want to succeed long-term, please their customers and keep up in their marketplace.
