Loan Origination System Software

Streamline your mortgage lending operations with our Loan Origination Software that automates workflows, decreases manual processes, increases compliance and improves your loan processing system. We enable lenders to optimize their LOS platforms, to ultimately enhance the efficacy of the platform, as well as provide more efficient loan visibility for all borrowers. Our end goal is to deliver a frictionless, user-friendly loan application experience through borrower and point-of-sale solutions.









    Loan Origination Process

    Why Loan Origination System Software Matters for Modern Lenders?

    Lenders today rely heavily on Loan Origination platform for their mortgage lending operations. To effectively manage application intake, document collection, credit review, underwriting, approval, and ultimately closing a loan, lenders look for an accurate and reliable LOS. By utilizing a core LOS, the lender is able to manage each loan’s entire lifecycle, while ensuring that workflows are standardized and that loan information is updated across teams. As a result, lenders get mortgage-related data into one core system, reducing the amount of time and effort, and achieving consistency. Furthermore, a mortgage loan origination software can help improve collaboration and communication between teams, meet compliance requirements, and increase visibility and clarity of each loan. Overall, LOS acts as a central system of record.

    Our Loan Origination System Software Services

    Powering faster, smarter lending through customized loan origination software solutions every day

    End-to-End LOS Configuration & Setup

    We provide a complete end-to-end LOS implementation set up and configuration. This includes creating user roles, loan stages, data fields, and system settings as per the unique needs and workflows of the lender.

    Custom Workflow Design & Automation

    We design the loan process according to how lenders process their loans. The automation of the loan processing reduces manual work which results in more timely and consistent processing by teams.

    LOS Integration with CRM, POS & Third-Party Systems

    We connect the loan origination software with the CRM, POS, Credit Bureau, Pricing Tools, Document Systems. Our experts ensure automatic data transfer which eventually reduces errors and duplicates.

    Automated Document & Data Validation

    We establish set rules to automatically check for the incomplete documents and data of the borrowers at the start. Our experts identify missing data early on improving the accuracy of the underwriting process.

    Business Rules & Milestone Trigger Configuration

    We implement business rules that define the process through a set of stages. Each stage of a loan process has a prescribed set of conditions under which the loan moves between stages.

    Reporting Dashboards & Pipeline Visibility

    We provide simple dashboards that display real-time loan status, pipeline performance, team activities, and loan processing times. So, lenders can track their loan operations and become aware of delays earlier.

    Your Dedicated Loan Origination System Partner

    We work with lenders to review, configure, and improve their Loan Origination System so loan workflows run in a structured and consistent way. This includes setup, automation, integration, and ongoing system support.

    Benefits of Our LOS Software

    Improve every stage of the lending process with intelligent automation and centralized loan management

    How We Work?

    Loan Origination Systems We Work With

    Being industry experts, our hands-on experience declares us to be the ultimate resources ensuring your LOS success as we leverage a wide variety of LOS systems.

    Encompass by ICE Mortgage Technology

    Encompass loan origination system is set up so lenders operate as they do by modifying processes, loan fields, and integrations to model what your company does in the real world. We help create consistent and structured daily operations.

    BytePro by Byte Software

    BytePro is established to reflect the way your organization works. Our experts configure loan processing, rules and data handling functions, so moving through a loan's lifecycle becomes convenient.

    MeridianLink Mortgage

    MeridianLink Mortgage establishes a workflow, integrations and reporting model to enable easy tracking of loans for your organization. We provide support for the establishment of compliance functions and loan visibility throughout the loan lifecycle.

    Custom & Proprietary LOS Platforms

    Custom-built or proprietary Loan Origination Systems (LOS) are created specifically to fit within your current lending practices. All of the origination lifecycle, automation, and integrations we create for you are done so based on how you currently operate and will not disrupt your current process.

    Why Choose Our Loan Origination System Experts?

    Being experts in our field, we ensure that our loan origination is second to none and deliver the best experience to you.

    Certified LOS Consultants

    Our team of consultants has extensive knowledge of the bank loan origination software and how lenders manage daily operations, origination lifecycle, and loan processing. We help lenders to achieve unparalleled transparency and control.

    Deep Mortgage Technology Expertise

    We work with lenders on a frequent basis to create better solutions that help to automate and streamline their loan processing systems. The technology we use supports industry, improves coordination and regulatory compliance changes.

    Custom Automation Built for Your Workflow

    Our unique approach to building automation is based on how you currently operate as a team, making it much more efficient to process loans. We leverage end-to-end workflows for any lending channel.

    Proven Mortgage Industry Track Record

    Our consultants possess a wealth of knowledge and experience within the mortgage industry, including loan processing, regulatory compliance, document management, and inter-team coordination.

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    Encompass Implementations
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    Success Rate
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    Mortgage Expertise
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    Technical Support
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    Common Loan Origination System Software Challenges Mortgage Lenders Face

    Our professional experts help you identify the key challenges that may slow down loan origination and may create a reason to impact overall lending efficiency.

    Disconnected Systems & Data Silos

    Many times, loan information is found in multiple systems which makes it difficult for teams to quickly locate the necessary data, resulting in the need to enter the same data over and over again.

    Manual Processing & Human Error

    Mistakes such as having missing documents, incorrect data or slow updates, due to manual processing of loans results in a longer loan process.

    Keeping Up with Regulatory Changes

    Mortgage regulations change frequently. Therefore, systems and workflows must be updated according to the most recent compliance rules.

    Inconsistent Loan Workflows Across Branches

    Branches and departments will often use different processing methods to perform loans, leading to inconsistencies in loan processing, reporting, and monitoring applications.

    Our Process

    We follow a structured approach to deliver an LOS that aligns with your lending workflows, compliance requirements, and business goals.

    Discovery & Requirements Gathering

    We will examine your existing loan process, how your system is set up, and what business needs you have in order to define how the LOS should operate for you and your team.

    LOS Architecture Planning & Scoping

    We will design the overall structure of the LOS, everything from defining workflows to determining how the LOS will interface with other systems.

    Configuration, Customization & Build

    We will configure the LOS in terms of defining all system configuration, facilitating user access, improving automated functions, and creating the appropriate settings for the LOS.

    Quality Assurance & Compliance Testing

    Prior to launching the loan origination platform, we will perform testing on the system to ensure that it is functioning properly and is compliant with any applicable regulations.

    Data Migration & System Validation

    We will move loan files from old systems into the LOS and validate that all records, documents and workflows are migrated correctly.

    Staff Training & Change Management

    We will provide training to your staff on the use of the LOS, as well as how to follow each of the designated workflows and how to adapt to the new processes created by the LOS.

    Go-Live Support & Post-Launch Monitoring

    Once you have gone live with the loan origination platform, we will perform ongoing monitoring of the performance of the LOS, resolve issues and ensure the continued stability throughout the loan process.

    How Do We Ensure Smooth LOS Performance Long-Term?

    From proactive monitoring to workflow optimization, we ensure your LOS continues to operate smoothly as your business grows.

    Technologies We Use to Deliver Encompass Support

    The following are the technologies and tools we use to provide Encompass support for mortgage lenders:
    Lawrence Lebron
    FORMER CIO OF A MORTGAGE COMPANY
    “ATI helped us scale smarter, giving us the control, flexibility, and speed to grow our mortgage operations without adding risk. It’s truly been a game-changer.”
    — Northern Mortgage
    Pava J. Leyrer CMC, CRMS, CMP | Chief Operating Officer
    "I've worked with ATI on a number of different projects and initiatives. They were always very attentive to our needs and took the time to understand our challenges completely. Every time we presented them with an issue, they provided real solutions that helped us improve our operational efficiencies."
    Mark Todd
    National Sales & Client Services Manager
    Byte Software, LLC
    "I have never had a single occasion in which an expectation was not met by ATI during the time I've worked with them. They are true to their word! Clients of ours comment often about the quality and dependability of ATI's services. ATI employees are always very professional, responsive and knowledgeable. I recommend ATI to any organization looking for reliable, results oriented solutions."
    Lance Logan
    COO – Great Western Financial Services
    "ATI has been an exceptional partner in assisting us to optimize our Encompass processes. Their team quickly grasped our business requirements and provided practical, efficient solutions which are supported by their extensive knowledge of the mortgage industry. With their assistance, we were able to avoid delays, improve our workflows, and obtain results in a shorter period of time than we anticipated. Throughout the entire engagement, ATI has been professional, responsive, and reliable."

    Tell Us About Your Encompass Environmen

    Your trust is the absolute engine behind our peak performance

    Looking For Something Else?

    Here are the answers to your most common queries about LOS software.

    A Loan Origination System is software that manages the entire mortgage loan process from the time a borrower applies for a mortgage until the loan is closed. It provides a single location for inputting and tracking borrower-related items such as application, data, documents, tasks, approvals and progress of the loan.
    Time to implement an LOS will depend on the complexity of the LOS, the number of third-party integrations to be established and any customization required to meet the particular lender’s requirements. Implementation time can vary significantly. For example, a basic LOS could potentially take a few weeks to implement. In contrast, an LOS with multiple integrations, custom workflow design, extensive software modifications and/or data migrations may require several months to implement.
    Yes, it is possible to integrate a loan origination origination software with an existing customer relationship management (CRM) solution and/or point-of-sale (POS) solution. Integrating an LOS with a CRM or POS enables systems to automatically share data, eliminating the need for duplicate data entry. So the borrower information is consistent, reduces duplicate efforts and improves communication between the sales, processing and operational teams.
    Yes, we support both custom-built LOS’s and pre-built (or off-the-shelf) LOS platforms. Custom-built LOS’s are designed to support unique workflows, while pre-built LOS’s are configured to match existing lending processes. Selecting a custom or pre-built LOS will depend on your operational goals and the level of scalability required.
    When updates to annual regulations occur, the way we handle them is a two-step process. First, we update our systems’ rules to reflect the new regulations. Second, we update our workflows to implement those new rules. By doing this, we can keep our loan processing compliant without affecting the daily workflow of the business.
    Once in operation, we will provide continued support in three ways: by monitoring systems, troubleshooting, and making adjustments to workflows. Our experts will review any issues that occur after go-live, monitor the performance of the system over time, and make adjustments to the system when necessary. This will help ensure that the system functions properly for real loan processing.
    Most loan origination platforms support multiple types of loans and lending channels: mortgage loans, consumer loans, retail lending, and both broker and direct lending channels. Each lending model defines how the system is configured.
    We maintain data security during migration using controlled transfer processes and validation checks on the transferred data. For the migration step, we will ensure mapping of the loan data, encrypting where needed, and validating the loan data after transfer. We will also control access to the loan data throughout the migration process to prevent data from being lost, being altered, or being compromised during the migration.

    If there’s anything else you’d like to know about LOS Software, feel free to reach out.

    Mortgage Loan Origination Systems We Serve

    Our experts can work on every major LOS to make your mortgage operations swift.

    Let's talk about your mortgage setup!

    Make your mortgage process easier with smart tools, smooth integrations, and easy automation built to save time and reduce manual effort.









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