Automate Your Mortgage Workflow with Optimo
Mortgage workflow automation for Encompass lenders: fewer manual touches per loan, faster income and asset review, and more capacity from the team you already have.
Results from one ATI customer’s implementation. Individual results will vary.
ATI PLATFORM | OPERATE
More Loans Shouldn't Require More Manual Work.
Optimo automates the repetitive, rules-based work behind every loan, so your team spends less time on data entry and re-keying, and more time on exceptions, borrowers, and decisions. This now includes Optimo’s Qualifier Tools for income and asset review.
The Math Behind the Minutes
Small tasks, repeated across every loan, add up to real capacity.
Minutes per task × tasks per loan × loans per month = operational capacity.
Automate more → reclaim more capacity.
Capabilities: What Optimo Automates
Rule-based workflow plus AI document intelligence: classification, extraction, and routing, built for consistent, repeatable results. Every recommendation is reviewable, explainable, and logged.
Workflow
Automates the repetitive steps that move every loan forward.
Documents
Generates, delivers, and routes loan documents automatically.
Encompass & eFolder
Updates records and files without manual re-entry.
Communications
Triggers and logs borrower and partner notifications.
Routing & Assignment
Sends work to the right person the moment it's ready.
Intelligence: Qualifier Tools
Uses AI to read and route documents, speeding up income and asset review.
THE QUALIFIER TOOL FAMILY
Built to Augment, Not Automate
Qualifier Tools cut manual review time for processors and underwriters; the underwriting decision stays with your team.
Income Qualifier
LIVE
Asset Qualifier
LIVE
Appraisal Qualifier
ROADMAP
ATI is a proud ICE Mortgage partner, and pairs with AI-Q by ICE Mortgage for clients who want a fully automated underwriting decision.
THE ATI PLATFORM
Where Optimo Fits: Collect → Understand → Operate → Reward
Optimo is the Operate stage of the ATI platform. Each product works on its own, and together they take a lender from collecting loan data to rewarding the people who produce the loans.
Optimo
How Many Hours Are Hiding in Your Workflows?
Give us 30 minutes. Show us a few repetitive processes in your operation, including income and asset review, and we’ll help identify where automation may create meaningful capacity.
FAQs
Instead of relying on people to re-key data and chase tasks, Optimo runs the repetitive, rules-based steps behind every loan: workflow, document generation and delivery, Encompass and eFolder updates, borrower and partner notifications, and routing. Your team stays focused on exceptions, borrowers, and decisions.
No. Optimo’s Qualifier Tools speed up income and asset review for processors and underwriters, but the underwriting decision stays with your team. ATI is a proud ICE Mortgage partner and pairs with AI-Q by ICE Mortgage for clients who want a fully automated underwriting decision.
We deliver full onboarding and training so your team can make full use of Optimo. Users can access documentation, tutorials, and step-by-step walkthroughs, and our support team is available by email, chat, or phone to resolve issues and answer questions quickly.
Optimo updates Encompass records and eFolder files automatically, so data does not have to be re-entered by hand, and it sends work to the right person the moment it is ready.
Optimo combines rule-based workflow with AI document intelligence for classification, extraction, and routing, built for consistent, repeatable results. Every recommendation is reviewable, explainable, and logged.
No. Most teams start with a few repetitive processes. In one customer’s implementation, meaningful value came while using only a portion of Optimo’s capabilities. Book a 30-minute review and we’ll help identify where automation may create capacity.
